What do Meghan Markle, Stormzy, Mo Salah and I have in common? Spoiler alert: it's not that we invest in multi-asset portfolios. We’ve all been nominated for the Investing in Ethnicity Awards for championing diversity. So what are the steps everyone can take to make a difference?
Short-cuts have their place. If you can avoid complexity and effort, it makes absolute sense to do so. It gives you time to work on other projects, or in my case re-watch The Treble (1999), reliving the good ol’ days. However, when it comes to retirement income, short cuts may be counter-productive and nowhere is this more apparent than with the 4% rule.
The active versus passive debate consistently generates conflicting advice. The potential for active managers to side-step a falling market is one frequently cited factor. But have regional equity funds actually outperformed their respective indices during market corrections?