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Joe is a specialist across Asset Allocation, Index & Factor-Based Investing, and so loves anything big picture or rules-based, though his desk would suggest otherwise…. As the only member of the team with a beard, this may be the reason everyone thinks he’s far older than he actually is! Since moving to London, Joe has been spreading the word that his home county of Derbyshire isn’t that bad. So far this message has fallen on deaf ears, with team members opting to holiday in other comparable destinations such as Barbados and Nicaragua.